Rio Vista Ranch News & History

All Ranch Posts

Let’s Take a Look at Dover, Idaho

Let’s Take a Look at Dover, Idaho Featured

Three miles west of Sandpoint, sits Dover, Idaho. Once a little known town, it’s now a favorite North Idaho destination. Mainly a small bedroom community along the Pend Oreille River, it also includes the planned waterfront community Dover Bay Resort. Dover offers a one-of-a-kind way of life for individuals as well as families looking for a quiet, small-town life. It is not far from the convenience and amenities of larger towns which gives it an even greater appeal! It may be small, but it is mighty! It is home to the only fire station in the Selkirk Fire District that is staffed 24/7 by resident firefighters their fleet includes 1 fire engine, 1 Brush Truck QRU, 1 tender and a rescue boat. Over 12 miles of trails are available for pedestrians to walk, hike, and bike and approximately 3300 feet of beach access, and 10 acres of public parks all included in the nearly 2000 acres that make up the town of Dover. Offering 1/5 of an acre up to hundreds of acre pieces of waterfront lots, wetlands preservation, and agricultural, and everything in between, there is truly a place for everyone!

The Original Community Hall as it sits in 2019

The small town platted in the early 1900s hosted a thriving lumber industry until the mill closed its doors in 1989. In 1922 A.C Whites Laclede Mill burned to the ground which led him to purchase the Dover Mill. The neatest part about this is that Mr. White owned over 50 homes and new cottages in Laclede and chose to move the village down the river to his new mill site in Dover. In total, 55 buildings were moved down the river by way of a barge. The best-known building was the Dover Church which is one of numerous still standing today. The church, community hall, and ten homes still remain. The church, an 8-room building, had previously been intended to house Mr. Whites family during the summer. Once barged upriver, Mr. White decided it would not be used for that purpose and instead gave it to the people of Dover to utilize as a community church. The town became Idaho’s 199th city in the year of 1988. In 1992 the Dover Mill burned down and opened up the opportunity for development. Now, the Dover Bay Resort and Marina sit in the old mill site. Approved in the early 2000s, Dover Bay is now a major development with over a mile of shoreline and sitting on 285 acres. A popular destination for both locals and out-of-town folks, the resort offers hundreds of home sites, a 274 slip marina, a boardwalk, the popular seasonal restaurant, Dish at Dover Bay, and more!

In addition to recreational and relaxing activities, Dover offers a variety of other events such as weddings, reunions, specialized dinners, as well as the fundraising event, Dogfest North Idaho which benefits Canine Companions for Independence. Their mission is to match assistance dogs with children, adults, and veterans with disabilities, free of charge.

Without a doubt, if you come to visit this quaint little town on the shores of the great Lake Pend Oreille, you’ll never want to leave! If the community atmosphere, good fishing, and cozy beaches aren’t enough, surely the panoramic views and serenity of natural surroundings will surely have you hooked! It is a very special place indeed!

For More Information and Real Estate Listing information Please Visit

Dover Residents, the Hanson’s built this 1956 GMC, Retired from the Bonner County 4-H, into a full rear entry workshop.
Mortgage Rates Hit Ten Year Low

Mortgage Rates Hit Ten Year Low

There has been no better time than now in the last ten years to invest in the real estate in Sandpoint, Idaho and become a proud homeowner. Why buy now? One of the most substantial economic shifts in the previous decade was likely just set into motion last week, i.e., a pause in the interest rate increase by the Federal Reserve, leaving it at its lowest in a decade. When you apply simple math, you will see that the gradual home price increase, along with cheap mortgage rates and the significant increase in the number of available homes are all major factors responsible for the recent revival of home sales. More specifically to Sandpoint, the number of available middle-class rental homes is fewer than the vast number of potential renters. Hence, rental prices are now sky high in some neighborhoods. Fortunately, after enduring a slow year last year, there are now indicators that home sales will pick up significantly this year.

2019 Presents the Best Real Estate Opportunities in over a Decade.

Mortgage rates are more than likely to remain low this year, despite the two projected increments in December. This is due to the struggling state of the U.S. economy, caused by the stunted global growth, the trade war with China, and the direct effects of tax cuts in the outgone year. With the borrowing costs lower than ever, several intending home buyers have taken advantage of the situation to apply for mortgage loans. According to the Mortgage Bankers Association, a 9% increase has been recorded in the number of mortgage loan applicants over the past month, and experts have predicted a continuous rise in the rate of home purchases throughout this year.

Home sales experienced a big jump in January, although it is projected to return to normal in the following months. Despite this, more people can now afford homes, considering the steadiness of the hiring rates and the increase in the average pay growth rate. According to home sales statistics over the past few months, there was a sudden rise in the rate of sales of existing homes with 11.8% recorded in January. What this means is that the lower rates have spurred people to purchase homes. Before January, the rate was pegged at 4.5% (in November) in the aftermath of multiple increments by the Federal Mortgage, and this coupled with the increased yield on the 10-year Treasury note, spurred investors to look into stocks instead. As a result, indexes of the stock market rose steadily until last fall.
The 10-year note, on the other hand, has witnessed a continuous and sharp drop in its yield, from 3.21% in November to the current 2.39% – another pointer to the fact that now is the best time to invest in homes and become a homeowner, perhaps even a landlord. What more could you ask for to invest in real estate? The countries most beautiful small town, and the real estate surrounding Sandpoint, Idaho present your perfect storm opportunity, 2019 is the year.